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Compound interest calculator

Project monthly compound growth with recurring contributions. Compare principal and growth and export the table.

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Input & options

Result

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Enter your input and run the tool to see your result here.

Good to know

Compounds monthly at the nominal annual return divided by 12. Assumes constant returns, excluding taxes, fees and inflation; actual investment returns are not guaranteed. Displays whole KRW.

For example
Initial amount (KRW): 1000000
Monthly contribution (KRW): 100000
Nominal annual return (%, −100–100): 6
Term (months, 1–600): 12
Contribution timing: end
FIELD NOTES

Understand and use your results

Separate your contributions from compound growth when adding money each month. Compare savings assumptions without treating the projection as a forecast for an investment product.

How to use it

  1. Enter an initial amount, monthly contribution, nominal annual return and duration.
  2. Choose whether contributions arrive at the beginning or end of each month.
  3. Inspect year-end and final-month contributions and gains in the table or CSV.

Worked example

Input and options
1,000,000 KRW · no contributions
12% nominal annual return · 12 months
Result or interpretation
Final value: 1,126,825 KRW
Contributions: 1,000,000 KRW
Gain: 126,825 KRW

The monthly rate is 1%, applied 12 times: 1,000,000 × 1.01¹². Intermediate calculations retain precision; displayed values are rounded to KRW. Beginning-of-month contributions earn growth in that month.

Will a real investment reach the projected value?

Actual returns fluctuate and may include losses, taxes, fees and inflation. The nominal annual rate (−100% to 100%) is divided by 12; −100% therefore means −8.333…% per month. Supports 1–600 months and values up to 1,000 trillion KRW. Consider other risks when making investment decisions.

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